Enjoy Heartlands Savings: Get Up to $3 Cashback Every Saturday with DBS PayLah!

The popular PayLah! Saturday Savings promotion is back from now till 19 Dec 2026 with $3 cashback on Saturdays! 

If your family’s weekend routine involves early morning breakfast runs to the local coffee shop, picking up fresh fruit at the wet market, or buying daily household supplies from neighbourhood shops, your Saturday budget just got a helpful boost.

From 29 August to 19 December 2026, DBS/POSB is bringing back its popular PayLah! Saturday Savings promotion, giving users 100% cashback (capped at $3) every Saturday when scanning to pay at participating heartland stalls and neighbourhood shops island-wide.

Running for 17 consecutive Saturdays, the campaign offers a simple way for parents to offset the cost of weekly breakfast or morning groceries while supporting local heartland businesses.

Key Details at a Glance

• Promotion Period: 29 August to 19 December 2026 (Every Saturday)
• Start Time: From 6 am every Saturday
• Cashback Amount: 100% cashback, capped at maximum $3 per redemption
• Weekly Quota: Limited to the first 160,000 redemptions each Saturday
• Frequency: 1 redemption per user every Saturday

• Where It Applies: Participating hawker stalls, wet markets, coffee shops, and heartland shops across Singapore neighbourhoods

How the Saturday Cashback Works

The cashback applies to your first qualifying transaction made on Saturday from 6 am onwards:

• Spend $2.50 (e.g., a cup of kopi and kaya toast): Receive $2.50 cashback.

• Spend $3.00 (e.g., a bowl of porridge or fresh produce): Receive $3.00 cashback.

• Spend $5.00 (e.g., a family dish of wanton noodles): Receive the maximum $3.00 cashback.

The cashback is credited directly back to your DBS PayLah! account on the same day.

BYKidO Tip: Because the promotion applies only to your first qualifying transaction that day, make sure to use PayLah! for a purchase that meets or exceeds $3 to enjoy the full benefit. If you buy a $1.50 drink first, you will receive $1.50 cashback, and the remaining $1.50 cap cannot be carried over to later purchases that day.

How to Identify Eligible Heartland Shops

Before scanning, check for the official campaign signage at the shop or stall:

1. At Heartland Shops, Coffee Shops & Wet Markets: Look out for the POSB wobbler or sticker displayed near NETS QR or PayNow UEN QR payment points.

2. At Hawker Stalls: Look for the SGQR code carrying the PayLah! logo or an official PayLah! sticker.

For parents who are looking to offset your grocery bill, we saw that there are several NTUC Fairprice in the list of participating merchants. Do note that not all NTUC Fairprice are participating in this campaign, check this link for the most updated list of participating merchants. 

Important Exclusion Note: The promotion applies exclusively to independent heartland merchants and hawkers. Shops located inside commercial shopping malls (such as Bugis Junction, Great World, or Tanglin Mall) are excluded. Other non-eligible categories include tuition/learning centres, medical clinics, pharmacies, petrol stations, and schools.

Step-by-Step Guide to Claiming Your Cashback

1. Check Availability: Open the PayLah! app on Saturday morning. Check the top of the homepage to ensure the campaign banner does not state "FULLY REDEEMED".

2. Scan & Pay: Visit an eligible heartland shop or hawker stall, scan the qualifying SGQR / NETS / PayNow UEN QR code, and pay using PayLah!.

3. Receive Cashback: Check your PayLah! transaction history to verify your 100% cashback (up to $3) credited on the same day.

BYKidO Pro-Tip: Enable the Auto-Debit feature within the DBS PayLah! app before heading out. This automatically draws funds from your linked bank account if your wallet balance is low, ensuring your payment goes through instantly without having to pause and top up manually while queuing with kids.

Frequently Asked Questions

Do I need a DBS or POSB bank account to enjoy this?

No. Anyone can set up a PayLah! wallet. You can download the DBS PayLah! app and register using Singpass.

Can I claim the cashback every week?

Yes! You can claim $3 cashback every Saturday throughout the 17-week campaign period, provided you are among the first 160,000 users for that day.

How do I check if a specific neighbourhood shop is included?

DBS maintains a merchant list. You can find more information and get the full participating merchant list on the official DBS Saturday Savings Campaign Page.

*images from www.dbs.com.sg